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Disclaimers/Terms and Conditions.  This page sets forth the terms and conditions under which the Medmarc Insurance Group, consisting of Medmarc Casualty Insurance Company, Noetic Specialty Insurance Company and Hamilton Resources Corporation (collectively, "Medmarc"), provides the information on this website, as well as, the terms and conditions governing your use of this site.  By making use of this website, you agree to be bound by the terms and conditions that appear here. The terms and conditions are subject to updating at any time without notice.  If at any time you do not accept the terms and conditions, do not access the website or any of its pages.
Medmarc may terminate, change, suspend or discontinue any aspect of the website, including the availability of any features of the website, at any time.  Changes to the terms and conditions take effect when posted to the website.
Accuracy of Information/Warranties.  Information on this website is provided as is without warranty of any kind, either express or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.  Some jurisdictions do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. The information presented herein is for informational purposes only, and no warranty is made that the information is complete, timely, reliable, suitable for your needs or free from errors, inaccuracies or typographical mistakes.  Medmarc shall not be liable for any direct, indirect, special, incidental and/or consequential damages resulting from the use or misuse of this site or the information on this site.
Products and Services.  None of the information contained in this website should be viewed as an offer to sell or as a solicitation to purchase any of Medmarc's products or services.  Rather, the information on Medmarc's products and services is provided so that you can learn what products are available.  Certain products may not be available in a particular state.  Variations in state law regarding the interpretation of insurance policies may exist, and any statements of coverage scope or intent in this summary are general in nature and subject to change based upon such variations.  Insurance coverage statements on this website are for general description purposes only.  This website does not amend, modify or supplement any insurance policy.  Consult the actual policy, your agent or contact us for the name of an agent who can supply you with details regarding terms, conditions, coverages, exclusions, products, services and programs which may be available to you. Your eligibility for particular products and services is subject to final determination of underwriting qualifications and acceptance for coverage by Medmarc.
This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any such policy. Whether coverage exists or does not exist for any particular claim or loss under any such policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.
Medmarc may make improvements and/or changes in the products, services and/or programs described on this site at any time without notice.
User ID/Password Use.  While Medmarc cannot guarantee that information transmitted through the Internet is secure, Medmarc may require the use of available technologies or other precautions provided for your protection and/or require you to use a user id and passwords.  If you have been assigned a user id and password for access to restricted sections of this site, you are responsible for all activities executed under your user id and are the only one who may use it.  You are responsible for protecting your user id and password from disclosure to third parties, and you are not permitted to avoid the use of required encryption technologies.  If your password becomes known to an unauthorized user or you suspect there has been unauthorized use of your password, contact us immediately.  Should you ever forget your user id or password, please call us to have it reset and to validate your identity.
It is a violation of these terms and conditions for you to allow another person to use your user id and its associated password or use the user id and password assigned to another person.  Attempting to gain access to resources for which you are not authorized is a serious breach of security.
Links to/from Medmarc's Website.  Medmarc may occasionally provide links to other Internet sites that it does not maintain.  Other Internet sites may provide a link to Medmarc's site.  No inference should be made that a link to/from Medmarc's site means that Medmarc sponsors or endorses the site or its materials or is a Medmarc affiliated company.  Medmarc neither controls, reviews nor approves the content of non-Medmarc locations.  Further, Medmarc makes no warranties or representations about the contents of or products/services offered on non-Medmarc sites.  Questions about the content of those sites should be directed to such sites.
Medmarc does not warrant that its website or a hyperlinked website to/from Medmarc will operate error-free or is free from viruses, worms, trojan horses or other destructive or harmful code.  It is your responsibility to ensure that you are adequately protected against computer viruses, worms, trojan horses, malicious codes and other items of a destructive nature.  Medmarc shall not be liable for any direct, indirect, special, incidental and/or consequential damages resulting from the use or misuse of this site or the information on a hyperlinked site to/from Medmarc.
Laws and Regulations.  Access to and use of this website are subject to applicable federal, state and local laws and regulations.
Use of Materials.  Unless otherwise indicated, you may copy or print Medmarc's materials from this site, provided use of the materials is limited solely to your noncommercial or personal use.  If copying the materials, you must retain any and all proprietary or copyright notices.  You may not copy, transmit, distribute, modify, publicly perform, reuse, sell or display any of the contents of this website for any public or commercial purpose except with the prior written consent of Medmarc or the owners of the materials.
Choice of Law/Entire Agreement/Severability.  This Agreement shall be governed by the laws of the United States and of the Commonwealth of Virginia, without giving effect to its conflict of laws provisions. Should any of these terms and conditions be held invalid, that invalid provision shall be construed to be consistent with the applicable law and in a manner so as to remain consistent with Medmarc's original intent.  Provisions not otherwise held invalid shall remain in force.  This Agreement constitutes the entire agreement between you and Medmarc with respect to your use of the website. 
International Users.  Medmarc controls and operates this website from offices within the United States of America. Medmarc makes no representation that materials at this website are appropriate or available for use at other locations outside of the United States or that access to their content from all territories is legal. You may not use the website or export the website materials in violation of U.S. export laws and regulations. If you access this website from locations outside of the United States, you are responsible for compliance with all local laws.
Professional Advice.  The information provided on this site is distributed with the understanding that Medmarc is not providing professional advice of any type. If you have a question requiring professional advice, seek the advice of a qualified professional in the relevant field.
California Compliance.  Medmarc Insurance Group, a Vermont domiciled company, holds a Certificate of Authority (#4513-8) in California.  Medmarc Casualty Insurance Company, a Vermont domiciled company, holds a Certificate of Authority (#2327-5) in California.  Noetic Specialty Insurance Company, domiciled in Illinois, is an authorized surplus lines insurer in California.  Hamilton Resources Corporation, a Delaware domiciled Company, is a non-resident insurance producer licensed ( #0B02531) in California and does business in California as The Medmarc Insurance Program.